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We have 66 background pictures for youAnimated screensaver based on the KITT car from the Knight Rider television series. Various emoji fall down the screen in this animated screensaver. Free 3. D screensaver that offers stunning views of Mars as it rotates on its axis. Free webcam slide show and screen saver. What You Should Know About Those One Month Free Rent Deals. When youre looking for a place to live, its hard not to be enticed by offers for a free month of rent, gift cards, and other renting concessions. But those deals often come with a hidden price. Looking for a new apartment or rental used to mean combing neighborhoods looking for forRead more Read. Say youre looking for an apartment in the ballpark of 1,5. After scouring the listings you spot one its 1,5. Sounds like a great deal, right It depends. As Ronda Kaysen at The New York Times explains, youre being shown the net effective pricing, which means the rent youre seeing advertised isnt what youll actually be paying every month. The free month rental credit will usually apply to the last month of the lease, and the rent cost being advertised takes into account the savings youll have from that free months rent. What youll actually pay per month will be more, or whats known as gross rent. Why do landlords do this instead of just offering lower rentsHaving a higher recorded gross rent keeps them in good stead with lenders, even if theyre tossing in expensive freebies to make it work. You see, that 1,5. Youre just paying off that free month over the span of 1. Its not necessarily a bad dealit can help you build up a great financial cushionbut it isnt the incredible deal landlords make it out to be. The problem isnt the deal, though. Its that these deals can suck people into renting sub par apartments I dont love this place, but that free month of rent., or catch renters off guard with higher than expected monthly costs that end up putting a strain on their budgets. Dear Two Cents, Im out of debt, and Im now saving for a down payment on a home. Its always been Read more Read. Whats worse is that landlords will sometimes raise the rent of those apartments, but increase the gross rent rate instead of the advertised net effective rate that initially lured you in. So, if youre renting that 1,5. After a year in that place, if the landlord increases the rent by 1. Of course, they could raise the rent as much as they want even from a lower starting point, but landlords tend to favor more incremental increases, meaning that starting at a higher rate can make a big difference in the long run. When signing onto one of these deals, also keep an eye out for fine print that requires you to sign on to a two year lease, in which youd pay the higher, gross rent during the second year, with no month free factored in this time around. Not exactly a super deal. That said, as Lucy Cohen Blatter at Brick Underground notes, incentives arent necessarily all bad. They offer renters a discount they may be interested in, and concessions often keep apartments full so landlords dont have to spike up rent to make due. Just make sure you always read the fine print before you sign a lease, and dont be afraid to negotiate for things such as an extra month free, lower security deposit, or covered utilities. If the landlord is offering incentives such as a free month in rent, chances are theyre willing to negotiate on just about anything except for the actual gross rent, so dont be shy. Depending on your preference, though, you might just be better off paying a flat rate for 1. Remember, theres no such thing as free rentjust rental agreements that may or may not work out in your favor.